What We Do...

Financial Reviews

Often one area of financial advice impacts upon another and therefore it is usually prudent to conduct a full financial review, which covers all aspects of financial planning.

This approach will identify any shortfalls and omissions in relation to finances and clients can then be sure that they are on track to achieve their financial goals.

A review will ascertain whether any existing investments or pensions have uncompetitive charges or are not performing well.

By pulling together all current financial information and finding out about plans for the future we can advise clients on what actions are required to achieve their goals.

We do offer a free no obligation half-hour consultation during which we will give an initial appraisal of a client's current situation and options going forward.

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Please note, Carlton Financial Planning Limited are not responsible for the content of external websites.

Contact Us For More Information

01603 486800
reception@carltonfinancial.co.uk
193a Reepham Road, Hellesdon, Norwich, Norfolk, NR6 5NZ

Investments

We all want to make our money work and we can help guide clients through the many types of investments that are available today, from Building Society accounts to plans linked directly to the price of shares.

However, between these two ends of the spectrum there are many other investments, which have different aims and objectives or are suitable for clients with a particular appetite for risk.

Investments, which offer real growth potential, are sometimes viewed as very risky but there are ways that risk can be reduced and we will explore and explain these alternatives.

We advise not only on new investments but also any existing investments that you may hold. A review often uncovers poor performing investments that are no longer appropriate and could benefit from re-structuring.

If you would like to check how your investments are performing or if you have any money you would like to invest then please contact us for advice.

Useful Links

Please note, Carlton Financial Planning Limited are not responsible for the content of external websites.

Contact Us For More Information

01603 486800
reception@carltonfinancial.co.uk
193a Reepham Road, Hellesdon, Norwich, Norfolk, NR6 5NZ

Pension Planning

We know pensions can be both complicated and confusing so we take clients through a structured approach to help them understand their pension planning and options going forward.

Quite often pensions have been built up in a haphazard and ad hoc manner with pots of money having been accrued from previous employer schemes or personal pension arrangements.

We can review these plans and put them into context as to how they can be used as a foundation for future pension planning to help provide a realistic pension at retirement.

It may be decades before the benefits of pension planning come to fruition but in other cases it could be only a matter of a few years before pension benefits are drawn. Different timescales demand different approaches and we can help to explain the most appropriate investment strategy.

Useful Links

Please note, Carlton Financial Planning Limited are not responsible for the content of external websites.

Contact Us For More Information

01603 486800
reception@carltonfinancial.co.uk
193a Reepham Road, Hellesdon, Norwich, Norfolk, NR6 5NZ

Retirement Options

Having paid into a pension plan for many years the hope is that eventually benefits will be drawn to provide income in retirement.

At this stage decisions will have to be made which, in some circumstances, cannot be reversed at a later date. Therefore it is most important to make the correct choices to ensure the maximum pension is purchased which is consistent with your needs.

Some clients only visit us to find out whether they can improve on the pension offered by their existing provider and we are happy to offer this service.

We can provide comparisons of the most competitive pension providers together with examples as to the costs of providing such options as a widow(ers) pension or an increasing pension to help counter inflation.

In short we will guide clients through their options in a clear and concise way to make sure they understand the alternatives before committing to any particular course of action. For the larger pension funds the Income Drawdown option may be appropriate. This type of plan not only requires advice at outset but also ongoing meetings to ensure the underlying funds are performing as expected.

As you would expect we are also qualified and experienced to advise on this area of pension benefits.

Useful Links

Please note, Carlton Financial Planning Limited are not responsible for the content of external websites.

Contact Us For More Information

01603 486800
reception@carltonfinancial.co.uk
193a Reepham Road, Hellesdon, Norwich, Norfolk, NR6 5NZ